Pension Plans | Health Benefits | Additional Benefits | Union Contracts
Rowan College at Gloucester County offers a comprehensive benefits package designed to provide employees and their families, including domestic partners, with a broad range of employer and employee paid benefit options.
Participation in the New Jersey State Pension System is a requirement of employment. RCGC offers three pension options based on employee category. Employees participate in Public Employees Retirement System (PERS), Defined Contribution Retirement Program (DCRP) or Alternate Benefit Program (ABP).
Public Employee Retirement System (PERS)
The Public Employees Retirement System is a defined benefit plan available to full-time employees. Employees participating in PERS are required to contribute a percentage of their base salary and the retirement benefit is based on a calculation.
Defined Contribution Retirement Plan (DCRP)
The Defined Contribution Retirement Program is a defined contribution plan available for eligible part-time employees. Six investment carriers are authorized to provide investment options and service in the DCRP. Employees contribute 5 percent of their base salary with a 3 percent employer match. Eligibility in this plan requires a minimum salary of $5,000.
Alternate Benefit Plan (ABP)
The Alternate Benefit Program is a defined contribution plan that offers substantial opportunities for long-term, tax-deferred investment. Six investment carriers are authorized to provide investment options and service under ABP. Under this plan, employees contribute 5 percent of their base salary with an 8 percent employer match.
ABP Vendor Information
Group Life Insurance
Life Insurance is underwritten by the Prudential Insurance Company of America, Inc., and is provided as a result of pension membership. There is no cost to the member for this coverage. The State Treasurer is the official policyholder for all the Noncontributory Group Life Insurance, which is issued as Policy Number G-14800. For the amount of insurance provided to active employees by each retirement system, click here.
Online Pension Service
Member Benefits Online System (MBOS)
Employees can utilize MBOS to:
RCGC offers its employees several health insurance options through the New Jersey State Health Benefit Program as a local education employer. All employees are required to contribute to the cost of their health benefits under Chapter 78, P.L. 2011, click here.
Employees who are represented by a union contract, should refer to their contract for information on employee contributions.
Non-represented employees who were hired before June 28, 2011 can use the calculator provided by the Division of Pensions and Benefits to calculate their contributions effective to 7/1/13 through 6/30/14, Phase 3 Calculator.
Non-represented employees hired after June 27, 2011 can use the calculator provided by the Division of Pensions and Benefits to calculate their contributions, Full Contributions Calculator.
For both calculators employees will need to check the box in step 3 for “Prescription Drug coverage included with SEHBP Medical Plan" — Plans other than High Deductible Health Plans.
Employees can choose between both HMO and PPO plans. The College offers plans through AETNA and NJ Direct. The prescription plan for all employees is through Express Scripts and dental insurance is offered through Delta Dental of New Jersey.
39 Broad St,
Woodbury, NJ 08096
phone 856-848-2844 | fax 856-848-0708
Flexible Spending Accounts
The flexible spending program allows individuals to deduct pre-tax dollars, which can be used for co-pays, deductibles, dental, vision and dependent day care. The medical limit is $2,500 per year and the day care limit is $5,000 per year.
Employee Assistance Program (EAP)
1-866-EAP-UBHC / 1-866-327-8242
RCGC offers its employees an Employee Assistance Program (EAP). This is a free and completely confidential service available to help employees manage issues in their work and personal lives. EAP counselors provide assessment, support and if needed referrals to additional services. The issues for which EAP provides support vary, but examples include:
- Substance abuse
- Safe working environment
- Emotional distress
- Major life events, including births, accidents and deaths
- Health care concerns
- Financial or legal concerns
- Family/personal relationship issues
- Work relationship issues
- Concerns about aging parents
ABCO Credit Union
RCGC employees are eligible to participate in the ABCO Federal Credit Union.
NJM Insurance Group
NJM Insurance Group offers several lines of personal insurance including automobile, to residents of New Jersey and Pennsylvania. When asked about eligibility, individuals should choose the option that states they are currently employed by a member organization of the New Jersey Business & Industry Association. RCGC's eligibility number is: 86076.
701 Rt. 73 South
Marlton, NJ 08053
800-539-6642 ext. 51163